Aknaz Mortgage Experts is a RERA- and DET-licensed mortgage brokerage in Business Bay, Dubai, specialising in home loans for salaried expats in the UAE.https://new.aknaz.ai/enhttps://new.aknaz.ai/guides/50-percent-dbr-rule-and-7x-income-cap/https://new.aknaz.ai/guides/50-percent-dbr-rule-and-7x-income-cap/The 50% DBR rule caps all your monthly debt repayments, including the new mortgage instalment, at half of your gross monthly income [VERIFY]. The 7x income cap separately limits an expat's mortgage to seven times annual income (eight times for UAE nationals) [VERIFY]. Banks apply both, and the lower result is the most you can borrow.Wed, 14 Oct 2026 00:00:00 GMThttps://new.aknaz.ai/guides/minimum-salary-for-a-uae-mortgage/https://new.aknaz.ai/guides/minimum-salary-for-a-uae-mortgage/Most UAE banks look for a monthly salary of about AED 15,000 [VERIFY] for an expat mortgage, though some lend from about AED 10,000 [VERIFY] with a salary transfer. Salary alone does not decide it, because your new instalment plus existing debts must stay within 50% [VERIFY] of income, and expat borrowing is capped at seven times annual salary [VERIFY].Wed, 14 Oct 2026 00:00:00 GMT